LCRA
State-Chartered • Austin, Texas • Est. 1940
Quick Facts
- Charter Number
- #67537
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Austin, Texas 78744
- Address
- 3505 Montopolis Dr Bldg A
- Branches
- 2
- Members
- 2,115
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,115 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LCRA |
|---|---|
| Total Assets | $20.7M |
| Members | 2,115 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $17.4M |
| Net Worth | $3.3M |
| Net Worth Ratio | 15.71% |
| Loan-to-Share Ratio | 42.1% |
| Delinquency Rate | 2.27% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
EMF
104 E State Highway 71 Byp
La Grange, TX 78945-4445
SOC
Main Office3505 Montopolis Dr Bldg A
Austin, TX 78744
Who Can Join LCRA?
Membership Type: Community
Membership eligibility for LCRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact LCRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
LCRA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LCRA has 2,115 members and a potential membership field of 8,193 people.
LCRA's reported net worth ratio is 15.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LCRA operates 2 branch locations. The main office is located at 3505 Montopolis Dr Bldg A, Austin, TX 78744.
LCRA was established in 1940. It is a state-chartered credit union chartered under charter number 67537. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LCRA. All financial data is for informational purposes only.