LEGACY
State-Chartered • Joplin, Missouri • Est. 1952
Quick Facts
- Charter Number
- #64708
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Joplin, Missouri 64804-4037
- Address
- 3202 Indiana Ave
- Branches
- 2
- Members
- 3,207
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,207 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LEGACY |
|---|---|
| Total Assets | $25.1M |
| Members | 3,207 |
| Loans Outstanding | $15.2M |
| Shares & Deposits | $20.6M |
| Net Worth | $4.3M |
| Net Worth Ratio | 16.92% |
| Loan-to-Share Ratio | 73.6% |
| Delinquency Rate | 1.35% |
| Net Income | +$354,987 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Legacy Credit Union
Main Office3202 Indiana Ave
Joplin, MO 64804-4037
Legacy Credit Union
214 S Neosho Blvd
Neosho, MO 64850
Who Can Join LEGACY?
Membership Type: Community
Membership eligibility for LEGACY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LEGACY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. LEGACY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LEGACY has 3,207 members and a potential membership field of 5,000 people.
LEGACY's net worth ratio is 16.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, LEGACY meets this threshold.
LEGACY operates 2 branch locations. The main office is located at 3202 Indiana Ave, Joplin, MO 64804-4037.
LEGACY was established in 1952. It is a state-chartered credit union chartered under charter number 64708. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LEGACY. All financial data is for informational purposes only.