LIGHT COMMERCE
State-Chartered • HOUSTON, Texas • Est. 2004
Quick Facts
- Charter Number
- #68529
- Type
- State-Chartered
- Established
- 2004
- Headquarters
- HOUSTON, Texas 77267
- Address
- PO Box 670494
- Branches
- 3
- Members
- 819
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
819 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LIGHT COMMERCE |
|---|---|
| Total Assets | $6.8M |
| Members | 819 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $5.4M |
| Net Worth | $1.3M |
| Net Worth Ratio | 18.92% |
| Loan-to-Share Ratio | 44.0% |
| Delinquency Rate | 1.59% |
| Net Income | +$208,619 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
LIGHT COMMERCE CREDIT UNION
Main Office1535 Greensmark Dr
HOUSTON, TX 77067-4020
Deda Sphere
9900 Nicholas St Ste 325
OMAHA, NE 68114-2225
VELERA
4950 AMON CARTER BLVD
FORT WORTH, TX 76155
Who Can Join LIGHT COMMERCE?
Membership Type: Community
Membership eligibility for LIGHT COMMERCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LIGHT COMMERCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. LIGHT COMMERCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LIGHT COMMERCE has 819 members and a potential membership field of 10,000 people.
LIGHT COMMERCE's net worth ratio is 18.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.9%, LIGHT COMMERCE meets this threshold.
LIGHT COMMERCE operates 3 branch locations. The main office is located at 1535 Greensmark Dr, HOUSTON, TX 77067-4020.
LIGHT COMMERCE was established in 2004. It is a state-chartered credit union chartered under charter number 68529. The institution has been serving members for 22 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LIGHT COMMERCE. All financial data is for informational purposes only.