LIGHT COMMERCE
State-Chartered • Houston, Texas • Est. 2004
Quick Facts
- Charter Number
- #68529
- Type
- State-Chartered
- Established
- 2004
- Headquarters
- Houston, Texas 77067-4020
- Address
- 1535 Greensmark Dr
- Branches
- 3
- Members
- 808
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
808 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LIGHT COMMERCE |
|---|---|
| Total Assets | $5.2M |
| Members | 808 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $3.7M |
| Net Worth | $1.3M |
| Net Worth Ratio | 25.35% |
| Loan-to-Share Ratio | 62.6% |
| Delinquency Rate | 1.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
LIGHT COMMERCE CREDIT UNION
Main Office1535 Greensmark Dr
Houston, TX 77067-4020
Deda Sphere
1790 Kirby Pkwy STE 200
Memphis, TN 38138-7437
VELERA
4950 AMON CARTER BLVD
Fort Worth, TX 76155
Who Can Join LIGHT COMMERCE?
Membership Type: Community
Membership eligibility for LIGHT COMMERCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LIGHT COMMERCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
LIGHT COMMERCE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LIGHT COMMERCE has 808 members and a potential membership field of 10,000 people.
LIGHT COMMERCE's reported net worth ratio is 25.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LIGHT COMMERCE operates 3 branch locations. The main office is located at 1535 Greensmark Dr, Houston, TX 77067-4020.
LIGHT COMMERCE was established in 2004. It is a state-chartered credit union chartered under charter number 68529. The institution has been serving members for 22 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LIGHT COMMERCE. All financial data is for informational purposes only.