LINCOLN COUNTY
State-Chartered • Libby, Montana • Est. 1957
Quick Facts
- Charter Number
- #63199
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Libby, Montana 59923
- Address
- 714 W 6th St
- Branches
- 2
- ATMs
- 3
- Members
- 5,698
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,698 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LINCOLN COUNTY |
|---|---|
| Total Assets | $182.4M |
| Members | 5,698 |
| Loans Outstanding | $64.4M |
| Shares & Deposits | $142.9M |
| Net Worth | $39.3M |
| Net Worth Ratio | 21.54% |
| Loan-to-Share Ratio | 45.0% |
| Delinquency Rate | 0.17% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
LCCU Main Office
Main Office714 W 6th St
Libby, MT 59923
STEINS MARKET
607 E Missoula Ave.
Troy, MT 59935
Who Can Join LINCOLN COUNTY?
Membership Type: Community
Membership eligibility for LINCOLN COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LINCOLN COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Montana RankingsFrequently Asked Questions
LINCOLN COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LINCOLN COUNTY has 5,698 members and a potential membership field of 20,000 people.
LINCOLN COUNTY's reported net worth ratio is 21.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LINCOLN COUNTY operates 2 branch locations and has access to 3 ATMs. The main office is located at 714 W 6th St, Libby, MT 59923.
LINCOLN COUNTY was established in 1957. It is a state-chartered credit union chartered under charter number 63199. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LINCOLN COUNTY. All financial data is for informational purposes only.