LITHIUM
Federal • Bessemer City, North Carolina • Est. 1956
Quick Facts
- Charter Number
- #11409
- Type
- Federal
- Established
- 1956
- Headquarters
- Bessemer City, North Carolina 28016-2635
- Address
- 119 W PENNSYLVANIA AVE
- Branches
- 1
- Members
- 1,619
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,619 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LITHIUM |
|---|---|
| Total Assets | $15.8M |
| Members | 1,619 |
| Loans Outstanding | $12.1M |
| Shares & Deposits | $13.5M |
| Net Worth | $2.2M |
| Net Worth Ratio | 14.07% |
| Loan-to-Share Ratio | 89.6% |
| Delinquency Rate | 2.60% |
| Net Income | +$4,540 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
LITHIUM FEDERAL CU
Main Office119 W PENNSYLVANIA AVE
Bessemer City, NC 28016-2635
Who Can Join LITHIUM?
Membership Type: Community
Membership eligibility for LITHIUM may vary. Contact the credit union directly to confirm qualification requirements.
Contact LITHIUM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
LITHIUM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LITHIUM has 1,619 members and a potential membership field of 33,000 people.
LITHIUM's reported net worth ratio is 14.07% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LITHIUM operates 1 branch location. The main office is located at 119 W PENNSYLVANIA AVE, Bessemer City, NC 28016-2635.
LITHIUM was established in 1956. It is a federal credit union chartered under charter number 11409. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LITHIUM. All financial data is for informational purposes only.