LITHIUM
Federal • BESSEMER CITY, North Carolina • Est. 1956
Quick Facts
- Charter Number
- #11409
- Type
- Federal
- Established
- 1956
- Headquarters
- BESSEMER CITY, North Carolina 28016-9640
- Address
- 1111 BESSEMER CITY KINGS MTN HWY
- Branches
- 1
- Members
- 1,597
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,597 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LITHIUM |
|---|---|
| Total Assets | $16.0M |
| Members | 1,597 |
| Loans Outstanding | $12.2M |
| Shares & Deposits | $13.7M |
| Net Worth | $2.2M |
| Net Worth Ratio | 13.88% |
| Loan-to-Share Ratio | 88.8% |
| Delinquency Rate | 2.99% |
| Net Income | +$150,370 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
LITHIUM FEDERAL CU
Main Office119 W PENNSYLVANIA AVE
BESSEMER CITY, NC 28016-2635
Who Can Join LITHIUM?
Membership Type: Community
Membership eligibility for LITHIUM may vary. Contact the credit union directly to confirm qualification requirements.
Contact LITHIUM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. LITHIUM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LITHIUM has 1,597 members and a potential membership field of 33,000 people.
LITHIUM's net worth ratio is 13.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, LITHIUM meets this threshold.
LITHIUM operates 1 branch location. The main office is located at 119 W PENNSYLVANIA AVE, BESSEMER CITY, NC 28016-2635.
LITHIUM was established in 1956. It is a federal credit union chartered under charter number 11409. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LITHIUM. All financial data is for informational purposes only.