LOCAL UNION 392
Federal • Cincinnati, Ohio • Est. 1982
Quick Facts
- Charter Number
- #24373
- Type
- Federal
- Established
- 1982
- Headquarters
- Cincinnati, Ohio 45202
- Address
- 1228 Central Parkway, Suite 302
- Branches
- 1
- Members
- 2,722
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
2,722 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCAL UNION 392 |
|---|---|
| Total Assets | $16.6M |
| Members | 2,722 |
| Loans Outstanding | $9.6M |
| Shares & Deposits | $13.9M |
| Net Worth | $2.7M |
| Net Worth Ratio | 16.00% |
| Loan-to-Share Ratio | 69.0% |
| Delinquency Rate | 1.57% |
| Net Income | +$263,243 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office1228 Central Pkwy Ste 302
Cincinnati, OH 45202
Who Can Join LOCAL UNION 392?
Membership Type: Community
Membership eligibility for LOCAL UNION 392 may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCAL UNION 392 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. LOCAL UNION 392 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCAL UNION 392 has 2,722 members and a potential membership field of 8,166 people.
LOCAL UNION 392's net worth ratio is 16.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, LOCAL UNION 392 meets this threshold.
LOCAL UNION 392 operates 1 branch location. The main office is located at 1228 Central Pkwy Ste 302, Cincinnati, OH 45202.
LOCAL UNION 392 was established in 1982. It is a federal credit union chartered under charter number 24373. The institution has been serving members for 44 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCAL UNION 392. All financial data is for informational purposes only.