LOCOGA
Federal • Valdosta, Georgia • Est. 1960
Quick Facts
- Charter Number
- #13516
- Type
- Federal
- Established
- 1960
- Headquarters
- Valdosta, Georgia 31603
- Address
- PO Box 5787
- Branches
- 3
- Members
- 668
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
668 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCOGA |
|---|---|
| Total Assets | $4.4M |
| Members | 668 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $4.1M |
| Net Worth | $311K |
| Net Worth Ratio | 7.12% |
| Loan-to-Share Ratio | 66.5% |
| Delinquency Rate | 0.10% |
| Net Income | $-109,077 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main
Main Office1592 Norman Dr
Valdosta, GA 31601-3581
Georgia Power Valdosta Federal Credit Union
1707 Dow St
Valdosta, GA 31601-5166
CMC Vital Records
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Who Can Join LOCOGA?
Membership Type: Community
Membership eligibility for LOCOGA may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCOGA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. LOCOGA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCOGA has 668 members and a potential membership field of 1,000 people.
LOCOGA's net worth ratio is 7.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.1%, LOCOGA meets this threshold.
LOCOGA operates 3 branch locations. The main office is located at 1592 Norman Dr, Valdosta, GA 31601-3581.
LOCOGA was established in 1960. It is a federal credit union chartered under charter number 13516. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCOGA. All financial data is for informational purposes only.