L'OREAL USA
Federal • Mountainside, New Jersey • Est. 1972
Quick Facts
- Charter Number
- #21109
- Type
- Federal
- Established
- 1972
- Headquarters
- Mountainside, New Jersey 07092
- Address
- P.O. Box 1202
- Branches
- 1
- ATMs
- 1
- Members
- 1,705
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,705 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L'OREAL USA |
|---|---|
| Total Assets | $20.8M |
| Members | 1,705 |
| Loans Outstanding | $7.2M |
| Shares & Deposits | $15.4M |
| Net Worth | $5.4M |
| Net Worth Ratio | 25.87% |
| Loan-to-Share Ratio | 47.0% |
| Delinquency Rate | 0.48% |
| Net Income | $-32,782 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office111 Terminal Ave
Clark, NJ 07066
Who Can Join L'OREAL USA?
Membership Type: Community
Membership eligibility for L'OREAL USA may vary. Contact the credit union directly to confirm qualification requirements.
Contact L'OREAL USA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. L'OREAL USA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, L'OREAL USA has 1,705 members and a potential membership field of 3,500 people.
L'OREAL USA's net worth ratio is 25.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.9%, L'OREAL USA meets this threshold.
L'OREAL USA operates 1 branch location and has access to 1 ATMs. The main office is located at 111 Terminal Ave, Clark, NJ 07066.
L'OREAL USA was established in 1972. It is a federal credit union chartered under charter number 21109. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or L'OREAL USA. All financial data is for informational purposes only.