L'OREAL USA
Federal • Clark, New Jersey • Est. 1972
Quick Facts
- Charter Number
- #21109
- Type
- Federal
- Established
- 1972
- Headquarters
- Clark, New Jersey 07066
- Address
- 111 Terminal Ave
- Branches
- 1
- ATMs
- 1
- Members
- 1,673
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,673 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L'OREAL USA |
|---|---|
| Total Assets | $21.1M |
| Members | 1,673 |
| Loans Outstanding | $6.9M |
| Shares & Deposits | $15.7M |
| Net Worth | $5.3M |
| Net Worth Ratio | 25.38% |
| Loan-to-Share Ratio | 44.0% |
| Delinquency Rate | 0.60% |
| Net Income | $-24,449 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Main Office
Main Office111 Terminal Ave
Clark, NJ 07066
Who Can Join L'OREAL USA?
Membership Type: Community
Membership eligibility for L'OREAL USA may vary. Contact the credit union directly to confirm qualification requirements.
Contact L'OREAL USA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
L'OREAL USA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, L'OREAL USA has 1,673 members and a potential membership field of 3,500 people.
L'OREAL USA's reported net worth ratio is 25.38% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
L'OREAL USA operates 1 branch location and has access to 1 ATMs. The main office is located at 111 Terminal Ave, Clark, NJ 07066.
L'OREAL USA was established in 1972. It is a federal credit union chartered under charter number 21109. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or L'OREAL USA. All financial data is for informational purposes only.