LORMET COMMUNITY
Federal • Amherst, Ohio • Est. 1936
Quick Facts
- Charter Number
- #24637
- Type
- Federal
- Established
- 1936
- Headquarters
- Amherst, Ohio 44001-1208
- Address
- 2051 Cooper Foster Park Rd
- Branches
- 4
- ATMs
- 4
- Members
- 19,214
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
19,214 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LORMET COMMUNITY |
|---|---|
| Total Assets | $276.6M |
| Members | 19,214 |
| Loans Outstanding | $139.1M |
| Shares & Deposits | $239.2M |
| Net Worth | $36.1M |
| Net Worth Ratio | 13.37% |
| Loan-to-Share Ratio | 58.1% |
| Delinquency Rate | 0.20% |
| Net Income | +$4,416,227 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Amherst Main
Main Office2051 Cooper Foster Park Rd
Amherst, OH 44001-1208
East Broad Street
230 E Broad St
Elyria, OH 44035-6432
Wellington
216 N Main St
Wellington, OH 44090
Avon Lake
586 Moore Rd
Avon Lake, OH 44012-2313
Who Can Join LORMET COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for LORMET COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LORMET COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. LORMET COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LORMET COMMUNITY has 19,214 members and a potential membership field of 393,633 people.
LORMET COMMUNITY's net worth ratio is 13.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, LORMET COMMUNITY meets this threshold.
LORMET COMMUNITY operates 4 branch locations and has access to 4 ATMs. The main office is located at 2051 Cooper Foster Park Rd, Amherst, OH 44001-1208.
LORMET COMMUNITY was established in 1936. It is a federal credit union chartered under charter number 24637. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LORMET COMMUNITY. All financial data is for informational purposes only.