LOVERS LANE
State-Chartered • SAINT JOSEPH, Missouri • Est. 1956
Quick Facts
- Charter Number
- #64208
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- SAINT JOSEPH, Missouri 64507
- Address
- 1502 S. BELT, SUITE A
- Branches
- 2
- Members
- 1,028
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
1,028 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOVERS LANE |
|---|---|
| Total Assets | $7.5M |
| Members | 1,028 |
| Loans Outstanding | $6.7M |
| Shares & Deposits | $6.3M |
| Net Worth | $1.0M |
| Net Worth Ratio | 13.79% |
| Loan-to-Share Ratio | 105.5% |
| Delinquency Rate | 3.46% |
| Net Income | $-90,194 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Lovers Lane Credit Union
Main Office1502 S Belt Hwy Ste A
Saint Joseph, MO 64507-2203
Lovers Lane Credit Union
1502 S Belt Hwy Ste A
Saint Joseph, MO 64507-2203
Who Can Join LOVERS LANE?
Membership Type: Community
Membership eligibility for LOVERS LANE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOVERS LANE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. LOVERS LANE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOVERS LANE has 1,028 members and a potential membership field of 3,084 people.
LOVERS LANE's net worth ratio is 13.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, LOVERS LANE meets this threshold.
LOVERS LANE operates 2 branch locations. The main office is located at 1502 S Belt Hwy Ste A, Saint Joseph, MO 64507-2203.
LOVERS LANE was established in 1956. It is a state-chartered credit union chartered under charter number 64208. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOVERS LANE. All financial data is for informational purposes only.