MAIN IMPACT
Federal • Murray, Kentucky • Est. 1978
Quick Facts
- Charter Number
- #22978
- Type
- Federal
- Established
- 1978
- Headquarters
- Murray, Kentucky 42071-1823
- Address
- 1312 MAIN ST
- Branches
- 2
- Members
- 2,002
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,002 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAIN IMPACT |
|---|---|
| Total Assets | $23.9M |
| Members | 2,002 |
| Loans Outstanding | $14.2M |
| Shares & Deposits | $21.2M |
| Net Worth | $2.4M |
| Net Worth Ratio | 10.06% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Regions Bank
515 N 12th St
Murray, KY 42071-1652
Main Impact Federal Credit Union
Main Office1312 MAIN ST
Murray, KY 42071-1823
Who Can Join MAIN IMPACT?
Membership Type: Community
Membership eligibility for MAIN IMPACT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAIN IMPACT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
MAIN IMPACT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MAIN IMPACT has 2,002 members and a potential membership field of 37,865 people.
MAIN IMPACT's reported net worth ratio is 10.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MAIN IMPACT operates 2 branch locations. The main office is located at 1312 MAIN ST, Murray, KY 42071-1823.
MAIN IMPACT was established in 1978. It is a federal credit union chartered under charter number 22978. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MAIN IMPACT. All financial data is for informational purposes only.