MARKET USA
Federal • LAUREL, Maryland • Est. 1953
Quick Facts
- Charter Number
- #9003
- Type
- Federal
- Established
- 1953
- Headquarters
- LAUREL, Maryland 20723-5877
- Address
- 8871 GORMAN RD, STE 100
- Branches
- 3
- ATMs
- 2
- Members
- 17,457
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
17,457 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MARKET USA |
|---|---|
| Total Assets | $140.4M |
| Members | 17,457 |
| Loans Outstanding | $89.5M |
| Shares & Deposits | $112.5M |
| Net Worth | $26.4M |
| Net Worth Ratio | 18.83% |
| Loan-to-Share Ratio | 79.6% |
| Delinquency Rate | 2.10% |
| Net Income | +$2,938,587 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Laurel Branch
8871 Gorman Rd
Laurel, MD 20723-5877
Mauldin
201 Bi Lo Blvd
Greenville, SC 29607-5346
Laurel HQ
Main Office8871 Gorman Rd
Laurel, MD 20723-5877
Who Can Join MARKET USA?
Membership Type: Community
Membership eligibility for MARKET USA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MARKET USA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. MARKET USA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MARKET USA has 17,457 members and a potential membership field of 383,046 people.
MARKET USA's net worth ratio is 18.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.8%, MARKET USA meets this threshold.
MARKET USA operates 3 branch locations and has access to 2 ATMs. The main office is located at 8871 Gorman Rd, Laurel, MD 20723-5877.
MARKET USA was established in 1953. It is a federal credit union chartered under charter number 9003. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MARKET USA. All financial data is for informational purposes only.