MARTINSBURG V.A. CENTER
Federal • KEARNEYSVILLE, West Virginia • Est. 1976
Quick Facts
- Charter Number
- #22337
- Type
- Federal
- Established
- 1976
- Headquarters
- KEARNEYSVILLE, West Virginia 25430
- Address
- 2971 CHARLES TOWN RD
- Branches
- 2
- ATMs
- 1
- Members
- 1,599
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,599 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MARTINSBURG V.A. CENTER |
|---|---|
| Total Assets | $16.8M |
| Members | 1,599 |
| Loans Outstanding | $4.3M |
| Shares & Deposits | $14.5M |
| Net Worth | $2.4M |
| Net Worth Ratio | 14.04% |
| Loan-to-Share Ratio | 29.4% |
| Delinquency Rate | 0.83% |
| Net Income | +$390,381 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Martinsburg VA Center FCU
Main Office2971 Charles Town Rd
Kearneysville, WV 25430
Eastern Panhandle FCU
36 Gm Access Rd
Martinsburg, WV 25403-1505
Who Can Join MARTINSBURG V.A. CENTER?
Membership Type: Community
Membership eligibility for MARTINSBURG V.A. CENTER may vary. Contact the credit union directly to confirm qualification requirements.
Contact MARTINSBURG V.A. CENTER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. MARTINSBURG V.A. CENTER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MARTINSBURG V.A. CENTER has 1,599 members and a potential membership field of 5,000 people.
MARTINSBURG V.A. CENTER's net worth ratio is 14.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.0%, MARTINSBURG V.A. CENTER meets this threshold.
MARTINSBURG V.A. CENTER operates 2 branch locations and has access to 1 ATMs. The main office is located at 2971 Charles Town Rd, Kearneysville, WV 25430.
MARTINSBURG V.A. CENTER was established in 1976. It is a federal credit union chartered under charter number 22337. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MARTINSBURG V.A. CENTER. All financial data is for informational purposes only.