MCDOWELL CORNERSTONE
State-Chartered • MARION, North Carolina • Est. 1967
Quick Facts
- Charter Number
- #60149
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- MARION, North Carolina 28752
- Address
- PO BOX 519
- Branches
- 1
- Members
- 2,670
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,670 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MCDOWELL CORNERSTONE |
|---|---|
| Total Assets | $37.5M |
| Members | 2,670 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $30.4M |
| Net Worth | $6.5M |
| Net Worth Ratio | 17.42% |
| Loan-to-Share Ratio | 74.3% |
| Delinquency Rate | 0.84% |
| Net Income | +$508,545 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MAIN
Main Office2031 RUTHERFORD RD
MARION, NC 28752
Who Can Join MCDOWELL CORNERSTONE?
Membership Type: Community
Membership eligibility for MCDOWELL CORNERSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MCDOWELL CORNERSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. MCDOWELL CORNERSTONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MCDOWELL CORNERSTONE has 2,670 members and a potential membership field of 45,000 people.
MCDOWELL CORNERSTONE's net worth ratio is 17.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, MCDOWELL CORNERSTONE meets this threshold.
MCDOWELL CORNERSTONE operates 1 branch location. The main office is located at 2031 RUTHERFORD RD, MARION, NC 28752.
MCDOWELL CORNERSTONE was established in 1967. It is a state-chartered credit union chartered under charter number 60149. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MCDOWELL CORNERSTONE. All financial data is for informational purposes only.