MCDOWELL CORNERSTONE
State-Chartered • Marion, North Carolina • Est. 1967
Quick Facts
- Charter Number
- #60149
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Marion, North Carolina 28752
- Address
- 2031 RUTHERFORD RD
- Branches
- 1
- Members
- 2,687
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,687 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MCDOWELL CORNERSTONE |
|---|---|
| Total Assets | $37.2M |
| Members | 2,687 |
| Loans Outstanding | $22.2M |
| Shares & Deposits | $30.1M |
| Net Worth | $6.7M |
| Net Worth Ratio | 17.91% |
| Loan-to-Share Ratio | 73.8% |
| Delinquency Rate | 0.88% |
| Net Income | +$120,409 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
MAIN
Main Office2031 RUTHERFORD RD
Marion, NC 28752
Who Can Join MCDOWELL CORNERSTONE?
Membership Type: Community
Membership eligibility for MCDOWELL CORNERSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MCDOWELL CORNERSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
MCDOWELL CORNERSTONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MCDOWELL CORNERSTONE has 2,687 members and a potential membership field of 45,000 people.
MCDOWELL CORNERSTONE's reported net worth ratio is 17.91% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MCDOWELL CORNERSTONE operates 1 branch location. The main office is located at 2031 RUTHERFORD RD, Marion, NC 28752.
MCDOWELL CORNERSTONE was established in 1967. It is a state-chartered credit union chartered under charter number 60149. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MCDOWELL CORNERSTONE. All financial data is for informational purposes only.