MCDOWELL COUNTY
Federal • Bluefield, West Virginia • Est. 1968
Quick Facts
- Charter Number
- #18950
- Type
- Federal
- Established
- 1968
- Headquarters
- Bluefield, West Virginia 24701
- Address
- 1027 Frederick St
- Branches
- 1
- Members
- 32
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
32 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MCDOWELL COUNTY |
|---|---|
| Total Assets | $66K |
| Members | 32 |
| Loans Outstanding | $10K |
| Shares & Deposits | $50K |
| Net Worth | $16K |
| Net Worth Ratio | 24.41% |
| Loan-to-Share Ratio | 20.2% |
| Delinquency Rate | 0.00% |
| Net Income | +$262 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
McDowell County FCU
Main Office1027 Frederick St
Bluefield, WV 24701
Who Can Join MCDOWELL COUNTY?
Membership Type: Other/Unknown
Membership eligibility for MCDOWELL COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MCDOWELL COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
MCDOWELL COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MCDOWELL COUNTY has 32 members and a potential membership field of 1,000 people.
MCDOWELL COUNTY's reported net worth ratio is 24.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MCDOWELL COUNTY operates 1 branch location. The main office is located at 1027 Frederick St, Bluefield, WV 24701.
MCDOWELL COUNTY was established in 1968. It is a federal credit union chartered under charter number 18950. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MCDOWELL COUNTY. All financial data is for informational purposes only.