MCLENNAN COUNTY EMPLOYEES
Federal • Waco, Texas • Est. 1955
Quick Facts
- Charter Number
- #10461
- Type
- Federal
- Established
- 1955
- Headquarters
- Waco, Texas 76701
- Address
- 215 North 5th Street; Suite 224
- Branches
- 2
- ATMs
- 1
- Members
- 1,333
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,333 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MCLENNAN COUNTY EMPLOYEES |
|---|---|
| Total Assets | $21.0M |
| Members | 1,333 |
| Loans Outstanding | $7.1M |
| Shares & Deposits | $15.4M |
| Net Worth | $5.5M |
| Net Worth Ratio | 26.21% |
| Loan-to-Share Ratio | 46.3% |
| Delinquency Rate | 0.02% |
| Net Income | +$17,661 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Corporate Office
Main Office215 N 5th St Ste 224
Waco, TX 76701-1364
Disaster Recovery Location
2617 Garrett LN
China Spring, TX 76633
Who Can Join MCLENNAN COUNTY EMPLOYEES?
Membership Type: Community
Membership eligibility for MCLENNAN COUNTY EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MCLENNAN COUNTY EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MCLENNAN COUNTY EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MCLENNAN COUNTY EMPLOYEES has 1,333 members and a potential membership field of 5,000 people.
MCLENNAN COUNTY EMPLOYEES's net worth ratio is 26.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.2%, MCLENNAN COUNTY EMPLOYEES meets this threshold.
MCLENNAN COUNTY EMPLOYEES operates 2 branch locations and has access to 1 ATMs. The main office is located at 215 N 5th St Ste 224, Waco, TX 76701-1364.
MCLENNAN COUNTY EMPLOYEES was established in 1955. It is a federal credit union chartered under charter number 10461. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MCLENNAN COUNTY EMPLOYEES. All financial data is for informational purposes only.