MEA
State-Chartered • Monticello, Illinois • Est. 1958
Quick Facts
- Charter Number
- #65896
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Monticello, Illinois 61856
- Address
- 2 Sage Dr
- Branches
- 2
- Members
- 122
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
122 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEA |
|---|---|
| Total Assets | $806K |
| Members | 122 |
| Loans Outstanding | $514K |
| Shares & Deposits | $736K |
| Net Worth | $71K |
| Net Worth Ratio | 8.75% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$3,561 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
MEA Credit Union
Main Office2 Sage Dr
Monticello, IL 61856
MEA Credit Union
300 W High St
White Heath, IL 61884-9500
Who Can Join MEA?
Membership Type: Community
Membership eligibility for MEA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
MEA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEA has 122 members and a potential membership field of 240 people.
MEA's reported net worth ratio is 8.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEA operates 2 branch locations. The main office is located at 2 Sage Dr, Monticello, IL 61856.
MEA was established in 1958. It is a state-chartered credit union chartered under charter number 65896. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEA. All financial data is for informational purposes only.