MEMBERS 1ST
State-Chartered • Saint Louis, Missouri • Est. 1951
Quick Facts
- Charter Number
- #67770
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Saint Louis, Missouri 63128
- Address
- 4702 Mattis Rd
- Branches
- 2
- ATMs
- 2
- Members
- 4,206
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,206 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS 1ST |
|---|---|
| Total Assets | $73.9M |
| Members | 4,206 |
| Loans Outstanding | $45.8M |
| Shares & Deposits | $65.2M |
| Net Worth | $7.2M |
| Net Worth Ratio | 9.68% |
| Loan-to-Share Ratio | 70.2% |
| Delinquency Rate | 0.36% |
| Net Income | +$766,608 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Mattis Road
Main Office4702 Mattis Rd
Saint Louis, MO 63128
Festus Office
1200 E Gannon Dr
Festus, MO 63028-2614
Who Can Join MEMBERS 1ST?
Membership Type: Community
Membership eligibility for MEMBERS 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. MEMBERS 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS 1ST has 4,206 members and a potential membership field of 2,017,358 people.
MEMBERS 1ST's net worth ratio is 9.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, MEMBERS 1ST meets this threshold.
MEMBERS 1ST operates 2 branch locations and has access to 2 ATMs. The main office is located at 4702 Mattis Rd, Saint Louis, MO 63128.
MEMBERS 1ST was established in 1951. It is a state-chartered credit union chartered under charter number 67770. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS 1ST. All financial data is for informational purposes only.