MEMBERS CHOICE
State-Chartered • Houston, Texas • Est. 1941
Quick Facts
- Charter Number
- #67508
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Houston, Texas 77094-1395
- Address
- 18211 Katy Fwy
- Branches
- 8
- ATMs
- 5
- Members
- 46,480
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
46,480 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS CHOICE |
|---|---|
| Total Assets | $725.4M |
| Members | 46,480 |
| Loans Outstanding | $551.4M |
| Shares & Deposits | $555.4M |
| Net Worth | $60.2M |
| Net Worth Ratio | 8.30% |
| Loan-to-Share Ratio | 99.3% |
| Delinquency Rate | 0.98% |
| Net Income | +$6,700,579 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
Corporate Office
Main Office18211 Katy Fwy
Houston, TX 77094-1395
Conoco
925 N Eldridge Pkwy
Houston, TX 77079-2703
Fry Road
3770 Fry Rd
Katy, TX 77449-6728
Grand Parkway
401 W Grand Pkwy S
Katy, TX 77494-8329
Seven Meadows
8951 S Fry Rd
Katy, TX 77494-8414
Who Can Join MEMBERS CHOICE?
Membership Type: Community
Membership eligibility for MEMBERS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MEMBERS CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS CHOICE has 46,480 members and a potential membership field of 7,400,000 people.
MEMBERS CHOICE's net worth ratio is 8.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, MEMBERS CHOICE meets this threshold.
MEMBERS CHOICE operates 8 branch locations and has access to 5 ATMs. The main office is located at 18211 Katy Fwy, Houston, TX 77094-1395.
MEMBERS CHOICE was established in 1941. It is a state-chartered credit union chartered under charter number 67508. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS CHOICE. All financial data is for informational purposes only.