MEMBERS CHOICE WV
Federal • Charleston, West Virginia • Est. 1942
Quick Facts
- Charter Number
- #4969
- Type
- Federal
- Established
- 1942
- Headquarters
- Charleston, West Virginia 25362
- Address
- P O Box 20040
- Branches
- 3
- ATMs
- 1
- Members
- 5,994
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,994 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS CHOICE WV |
|---|---|
| Total Assets | $91.2M |
| Members | 5,994 |
| Loans Outstanding | $40.7M |
| Shares & Deposits | $71.2M |
| Net Worth | $19.9M |
| Net Worth Ratio | 21.82% |
| Loan-to-Share Ratio | 57.2% |
| Delinquency Rate | 1.33% |
| Net Income | +$782,860 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Members Choice WV FCU
Main Office201 Ohio Ave
Charleston, WV 25302-2209
GBS - Sharetec
7989 Lake Dr
Lino Lakes, MN 55014-1131
Netranom
2801 Virginia Ave
Hurricane, WV 25526
Who Can Join MEMBERS CHOICE WV?
Membership Type: Other/Unknown
Membership eligibility for MEMBERS CHOICE WV may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS CHOICE WV directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. MEMBERS CHOICE WV is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS CHOICE WV has 5,994 members and a potential membership field of 500,000 people.
MEMBERS CHOICE WV's net worth ratio is 21.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, MEMBERS CHOICE WV meets this threshold.
MEMBERS CHOICE WV operates 3 branch locations and has access to 1 ATMs. The main office is located at 201 Ohio Ave, Charleston, WV 25302-2209.
MEMBERS CHOICE WV was established in 1942. It is a federal credit union chartered under charter number 4969. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS CHOICE WV. All financial data is for informational purposes only.