MEMBERS FIRST
State-Chartered • Corpus Christi, Texas • Est. 1938
Quick Facts
- Charter Number
- #67658
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Corpus Christi, Texas 78411
- Address
- 5444 S Staples St
- Branches
- 5
- ATMs
- 4
- Members
- 12,631
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,631 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS FIRST |
|---|---|
| Total Assets | $186.9M |
| Members | 12,631 |
| Loans Outstanding | $70.1M |
| Shares & Deposits | $141.5M |
| Net Worth | $42.6M |
| Net Worth Ratio | 22.81% |
| Loan-to-Share Ratio | 49.5% |
| Delinquency Rate | 0.68% |
| Net Income | +$3,160,491 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Main Office
Main Office5444 S Staples St
Corpus Christi, TX 78411
SPID Branch
1430 S Padre Island Dr
Corpus Christi, TX 78416-1335
Violet Branch
11166 Up River Rd
Corpus Christi, TX 78410
Harlingen Branch
722 S Loop 499
Harlingen, TX 78550-2558
CMC Flex
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Who Can Join MEMBERS FIRST?
Membership Type: Community
Membership eligibility for MEMBERS FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MEMBERS FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS FIRST has 12,631 members and a potential membership field of 360,000 people.
MEMBERS FIRST's net worth ratio is 22.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.8%, MEMBERS FIRST meets this threshold.
MEMBERS FIRST operates 5 branch locations and has access to 4 ATMs. The main office is located at 5444 S Staples St, Corpus Christi, TX 78411.
MEMBERS FIRST was established in 1938. It is a state-chartered credit union chartered under charter number 67658. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS FIRST. All financial data is for informational purposes only.