MEMBERS
State-Chartered • Winston Salem, North Carolina • Est. 1953
Quick Facts
- Charter Number
- #60002
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Winston Salem, North Carolina 27103-5779
- Address
- 2098 Frontis Plaza Blvd Ste A
- Branches
- 18
- ATMs
- 5
- Members
- 47,453
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
47,453 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS |
|---|---|
| Total Assets | $481.8M |
| Members | 47,453 |
| Loans Outstanding | $186.5M |
| Shares & Deposits | $411.9M |
| Net Worth | $69.1M |
| Net Worth Ratio | 14.35% |
| Loan-to-Share Ratio | 45.3% |
| Delinquency Rate | 0.95% |
| Net Income | +$899,335 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 5 ATMs
Members Credit Union - Main
Main Office2098 Frontis Plaza Blvd Ste A
Winston Salem, NC 27103-5779
Members Credit Union - Lenoir
1240 Morganton Blvd SW
Lenoir, NC 28645-5504
Members Credit Union - Lincolnton
1822 N Aspen St
Lincolnton, NC 28092-6303
Members Credit Union - Lumberton
4344 Fayetteville Rd
Lumberton, NC 28358-2677
Members Credit Union - Elkin
827 N Bridge St
Elkin, NC 28621-3008
Who Can Join MEMBERS?
Membership Type: Community
Membership eligibility for MEMBERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
MEMBERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS has 47,453 members and a potential membership field of 125,000 people.
MEMBERS's reported net worth ratio is 14.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS operates 18 branch locations and has access to 5 ATMs. The main office is located at 2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103-5779.
MEMBERS was established in 1953. It is a state-chartered credit union chartered under charter number 60002. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS. All financial data is for informational purposes only.