MEMBERS
State-Chartered • WINSTON SALEM, North Carolina • Est. 1953
Quick Facts
- Charter Number
- #60002
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- WINSTON SALEM, North Carolina 27113-5297
- Address
- PO BOX 5297
- Branches
- 18
- ATMs
- 5
- Members
- 47,763
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
47,763 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS |
|---|---|
| Total Assets | $460.5M |
| Members | 47,763 |
| Loans Outstanding | $186.5M |
| Shares & Deposits | $390.4M |
| Net Worth | $68.2M |
| Net Worth Ratio | 14.82% |
| Loan-to-Share Ratio | 47.8% |
| Delinquency Rate | 1.14% |
| Net Income | +$8,191,553 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 5 ATMs
Members Credit Union - Main
Main Office2098 Frontis Plaza Blvd Ste A
Winston Salem, NC 27103-5779
Members Credit Union - Lenoir
1240 Morganton Blvd SW
Lenoir, NC 28645-5504
Members Credit Union - Lincolnton
1822 N Aspen St
Lincolnton, NC 28092-6303
Members Credit Union - Lumberton
4344 Fayetteville Rd
Lumberton, NC 28358-2677
Members Credit Union - Elkin
827 N Bridge St
Elkin, NC 28621-3008
Who Can Join MEMBERS?
Membership Type: Community
Membership eligibility for MEMBERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. MEMBERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS has 47,763 members and a potential membership field of 125,000 people.
MEMBERS's net worth ratio is 14.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, MEMBERS meets this threshold.
MEMBERS operates 18 branch locations and has access to 5 ATMs. The main office is located at 2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103-5779.
MEMBERS was established in 1953. It is a state-chartered credit union chartered under charter number 60002. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS. All financial data is for informational purposes only.