MEMBERSFIRST
State-Chartered • Decatur, Georgia • Est. 1953
Quick Facts
- Charter Number
- #67538
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Decatur, Georgia 30033
- Address
- 2476 Lawrenceville Highway
- Branches
- 15
- ATMs
- 8
- Members
- 25,930
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
25,930 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERSFIRST |
|---|---|
| Total Assets | $416.7M |
| Members | 25,930 |
| Loans Outstanding | $285.7M |
| Shares & Deposits | $365.7M |
| Net Worth | $48.6M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 78.1% |
| Delinquency Rate | 0.30% |
| Net Income | +$3,900,225 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 8 ATMs
Main
Main Office2476 Lawrenceville Hwy
Decatur, GA 30033
Wellstar Cobb Hospital
3950 Austell Rd
Austell, GA 30106
Douglasville
3024 Chapel Hill Rd
Douglasville, GA 30135
Dekalb Medical Center
2701 N Decatur Rd
Decatur, GA 30033
Hiram
44 Highland Falls Blvd
Hiram, GA 30141
Who Can Join MEMBERSFIRST?
Membership Type: Community
Membership eligibility for MEMBERSFIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERSFIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. MEMBERSFIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERSFIRST has 25,930 members and a potential membership field of 750,000 people.
MEMBERSFIRST's net worth ratio is 11.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, MEMBERSFIRST meets this threshold.
MEMBERSFIRST operates 15 branch locations and has access to 8 ATMs. The main office is located at 2476 Lawrenceville Hwy, Decatur, GA 30033.
MEMBERSFIRST was established in 1953. It is a state-chartered credit union chartered under charter number 67538. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERSFIRST. All financial data is for informational purposes only.