MEMPHIS CITY EMPLOYEES
State-Chartered • MEMPHIS, Tennessee • Est. 1959
Quick Facts
- Charter Number
- #60239
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- MEMPHIS, Tennessee 38115
- Address
- 2686 MOUNT MORIAH TER
- Branches
- 7
- ATMs
- 12
- Members
- 44,002
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
44,002 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMPHIS CITY EMPLOYEES |
|---|---|
| Total Assets | $496.6M |
| Members | 44,002 |
| Loans Outstanding | $267.4M |
| Shares & Deposits | $415.8M |
| Net Worth | $71.4M |
| Net Worth Ratio | 14.37% |
| Loan-to-Share Ratio | 64.3% |
| Delinquency Rate | 0.61% |
| Net Income | +$5,601,911 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 12 ATMs
Avery
2608 Avery Ave
Memphis, TN 38112-4821
Mt. Moriah
2678 Mount Moriah Ter
Memphis, TN 38115-1609
Whitten
1900 Whitten Rd Ste 102
Memphis, TN 38133-7001
Stage
5751 Stage Rd
Bartlett, TN 38134-4515
Whitehaven
4135 Elvis Presley Blvd
Memphis, TN 38116
Who Can Join MEMPHIS CITY EMPLOYEES?
Membership Type: Community
Membership eligibility for MEMPHIS CITY EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMPHIS CITY EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. MEMPHIS CITY EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMPHIS CITY EMPLOYEES has 44,002 members and a potential membership field of 65,000 people.
MEMPHIS CITY EMPLOYEES's net worth ratio is 14.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.4%, MEMPHIS CITY EMPLOYEES meets this threshold.
MEMPHIS CITY EMPLOYEES operates 7 branch locations and has access to 12 ATMs. The main office is located at 2686 Mount Moriah Ter, Memphis, TN 38115.
MEMPHIS CITY EMPLOYEES was established in 1959. It is a state-chartered credit union chartered under charter number 60239. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMPHIS CITY EMPLOYEES. All financial data is for informational purposes only.