MERCER
State-Chartered • Aledo, Illinois • Est. 1969
Quick Facts
- Charter Number
- #65995
- Type
- State-Chartered
- Established
- 1969
- Headquarters
- Aledo, Illinois 61231
- Address
- 100 S.E. 3rd Ave
- Branches
- 1
- Members
- 413
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
413 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MERCER |
|---|---|
| Total Assets | $2.5M |
| Members | 413 |
| Loans Outstanding | $1.7M |
| Shares & Deposits | $2.1M |
| Net Worth | $389K |
| Net Worth Ratio | 15.40% |
| Loan-to-Share Ratio | 82.2% |
| Delinquency Rate | 1.24% |
| Net Income | +$14,810 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Mercer Credit Union
Main Office100 SE 3rd Ave
Aledo, IL 61231-1740
Who Can Join MERCER?
Membership Type: Community
Membership eligibility for MERCER may vary. Contact the credit union directly to confirm qualification requirements.
Contact MERCER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. MERCER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MERCER has 413 members and a potential membership field of 1,000 people.
MERCER's net worth ratio is 15.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, MERCER meets this threshold.
MERCER operates 1 branch location. The main office is located at 100 SE 3rd Ave, Aledo, IL 61231-1740.
MERCER was established in 1969. It is a state-chartered credit union chartered under charter number 65995. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MERCER. All financial data is for informational purposes only.