METRO COMMUNITY
Federal • Huntington, West Virginia • Est. 1953
Quick Facts
- Charter Number
- #8791
- Type
- Federal
- Established
- 1953
- Headquarters
- Huntington, West Virginia 25703
- Address
- P O Box 5438
- Branches
- 2
- ATMs
- 2
- Members
- 4,600
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
4,600 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO COMMUNITY |
|---|---|
| Total Assets | $48.5M |
| Members | 4,600 |
| Loans Outstanding | $27.1M |
| Shares & Deposits | $43.5M |
| Net Worth | $4.6M |
| Net Worth Ratio | 9.51% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 3.00% |
| Net Income | +$649,469 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Metro Community Federal CU
Main Office215 18th St
Huntington, WV 25703
Branch
4753 WV-152
Lavalette, WV 25535
Who Can Join METRO COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for METRO COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. METRO COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, METRO COMMUNITY has 4,600 members and a potential membership field of 74,000 people.
METRO COMMUNITY's net worth ratio is 9.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, METRO COMMUNITY meets this threshold.
METRO COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 215 18th St, Huntington, WV 25703.
METRO COMMUNITY was established in 1953. It is a federal credit union chartered under charter number 8791. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or METRO COMMUNITY. All financial data is for informational purposes only.