METRO
State-Chartered • Springfield, Missouri • Est. 1935
Quick Facts
- Charter Number
- #61840
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Springfield, Missouri 65806-2009
- Address
- 447 S Campbell Ave
- Branches
- 2
- ATMs
- 2
- Members
- 9,259
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,259 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO |
|---|---|
| Total Assets | $121.6M |
| Members | 9,259 |
| Loans Outstanding | $73.8M |
| Shares & Deposits | $105.9M |
| Net Worth | $15.4M |
| Net Worth Ratio | 12.68% |
| Loan-to-Share Ratio | 69.7% |
| Delinquency Rate | 0.97% |
| Net Income | +$1,857,326 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Metro Credit Union
Main Office447 S Campbell Ave
Springfield, MO 65806-2009
Metro Credit Union
3868 South Ave
Springfield, MO 65807
Who Can Join METRO?
Membership Type: Community
Membership eligibility for METRO may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. METRO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, METRO has 9,259 members and a potential membership field of 200,000 people.
METRO's net worth ratio is 12.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, METRO meets this threshold.
METRO operates 2 branch locations and has access to 2 ATMs. The main office is located at 447 S Campbell Ave, Springfield, MO 65806-2009.
METRO was established in 1935. It is a state-chartered credit union chartered under charter number 61840. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or METRO. All financial data is for informational purposes only.