METRO PLUS
State-Chartered • Lexington, Kentucky • Est. 1940
Quick Facts
- Charter Number
- #63058
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Lexington, Kentucky 40511
- Address
- 1565 MCGRATHIANA PKWY
- Branches
- 2
- ATMs
- 1
- Members
- 4,685
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,685 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO PLUS |
|---|---|
| Total Assets | $51.9M |
| Members | 4,685 |
| Loans Outstanding | $22.4M |
| Shares & Deposits | $44.2M |
| Net Worth | $6.7M |
| Net Worth Ratio | 12.83% |
| Loan-to-Share Ratio | 50.8% |
| Delinquency Rate | 0.16% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office1565 MCGRATHIANA PKWY
Lexington, KY 40511
Phoenix Branch
101 E VINE ST STE 101
Lexington, KY 40507-1459
Who Can Join METRO PLUS?
Membership Type: Community
Membership eligibility for METRO PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
METRO PLUS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, METRO PLUS has 4,685 members and a potential membership field of 831,198 people.
METRO PLUS's reported net worth ratio is 12.83% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
METRO PLUS operates 2 branch locations and has access to 1 ATMs. The main office is located at 1565 MCGRATHIANA PKWY, Lexington, KY 40511.
METRO PLUS was established in 1940. It is a state-chartered credit union chartered under charter number 63058. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or METRO PLUS. All financial data is for informational purposes only.