METRO PLUS
State-Chartered • Lexington, Kentucky • Est. 1940
Quick Facts
- Charter Number
- #63058
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Lexington, Kentucky 40504-1795
- Address
- 1306 VERSAILLES RD STE 140
- Branches
- 2
- ATMs
- 1
- Members
- 4,711
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,711 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO PLUS |
|---|---|
| Total Assets | $48.4M |
| Members | 4,711 |
| Loans Outstanding | $22.1M |
| Shares & Deposits | $42.4M |
| Net Worth | $6.6M |
| Net Worth Ratio | 13.68% |
| Loan-to-Share Ratio | 52.2% |
| Delinquency Rate | 0.20% |
| Net Income | +$507,730 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office1565 MCGRATHIANA PKWY
Lexington, KY 40511
Phoenix Branch
101 E VINE ST STE 101
Lexington, KY 40507-1459
Who Can Join METRO PLUS?
Membership Type: Community
Membership eligibility for METRO PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. METRO PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, METRO PLUS has 4,711 members and a potential membership field of 831,198 people.
METRO PLUS's net worth ratio is 13.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, METRO PLUS meets this threshold.
METRO PLUS operates 2 branch locations and has access to 1 ATMs. The main office is located at 1565 MCGRATHIANA PKWY, Lexington, KY 40511.
METRO PLUS was established in 1940. It is a state-chartered credit union chartered under charter number 63058. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or METRO PLUS. All financial data is for informational purposes only.