MIAMI UNIVERSITY COMMUNITY
Federal • Oxford, Ohio • Est. 1969
Quick Facts
- Charter Number
- #19678
- Type
- Federal
- Established
- 1969
- Headquarters
- Oxford, Ohio 45056
- Address
- 31 Lynn Ave
- Branches
- 3
- ATMs
- 2
- Members
- 4,603
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,603 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIAMI UNIVERSITY COMMUNITY |
|---|---|
| Total Assets | $76.1M |
| Members | 4,603 |
| Loans Outstanding | $38.4M |
| Shares & Deposits | $66.1M |
| Net Worth | $9.7M |
| Net Worth Ratio | 12.73% |
| Loan-to-Share Ratio | 58.1% |
| Delinquency Rate | 0.56% |
| Net Income | +$714,549 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Miami University Community Federal Credit Union
5120 College Corner Pike
Oxford, OH 45056
Miami University Community Federal Credit Union
Main Office31 Lynn Ave
Oxford, OH 45056
Miami University First Miami Student CU
550 E Spring St rm 2011
Oxford, OH 45056
Who Can Join MIAMI UNIVERSITY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MIAMI UNIVERSITY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIAMI UNIVERSITY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. MIAMI UNIVERSITY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIAMI UNIVERSITY COMMUNITY has 4,603 members and a potential membership field of 395,358 people.
MIAMI UNIVERSITY COMMUNITY's net worth ratio is 12.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, MIAMI UNIVERSITY COMMUNITY meets this threshold.
MIAMI UNIVERSITY COMMUNITY operates 3 branch locations and has access to 2 ATMs. The main office is located at 31 Lynn Ave, Oxford, OH 45056.
MIAMI UNIVERSITY COMMUNITY was established in 1969. It is a federal credit union chartered under charter number 19678. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIAMI UNIVERSITY COMMUNITY. All financial data is for informational purposes only.