MID-ATLANTIC
Federal • Germantown, Maryland • Est. 1968
Quick Facts
- Charter Number
- #18716
- Type
- Federal
- Established
- 1968
- Headquarters
- Germantown, Maryland 20874-2627
- Address
- 12820 Wisteria Dr
- Branches
- 4
- ATMs
- 4
- Members
- 17,775
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
17,775 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-ATLANTIC |
|---|---|
| Total Assets | $439.8M |
| Members | 17,775 |
| Loans Outstanding | $313.2M |
| Shares & Deposits | $387.9M |
| Net Worth | $47.5M |
| Net Worth Ratio | 10.80% |
| Loan-to-Share Ratio | 80.7% |
| Delinquency Rate | 1.01% |
| Net Income | +$2,546,956 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Germantown
Main Office12820 Wisteria Dr
Germantown, MD 20874-2627
Gaithersburg
555 Quince Orchard Rd
Gaithersburg, MD 20878
Silver Spring
10157 New Hampshire Ave
Silver Spring, MD 20903
Gaithersburg Inside ATM
555 Quince Orchard Rd
Gaithersburg, MD 20878-1437
Who Can Join MID-ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for MID-ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. MID-ATLANTIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MID-ATLANTIC has 17,775 members and a potential membership field of 840,000 people.
MID-ATLANTIC's net worth ratio is 10.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, MID-ATLANTIC meets this threshold.
MID-ATLANTIC operates 4 branch locations and has access to 4 ATMs. The main office is located at 12820 Wisteria Dr, Germantown, MD 20874-2627.
MID-ATLANTIC was established in 1968. It is a federal credit union chartered under charter number 18716. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MID-ATLANTIC. All financial data is for informational purposes only.