MID-ATLANTIC
Federal • Germantown, Maryland • Est. 1968
Quick Facts
- Charter Number
- #18716
- Type
- Federal
- Established
- 1968
- Headquarters
- Germantown, Maryland 20874-2627
- Address
- 12820 Wisteria Dr
- Branches
- 4
- ATMs
- 4
- Members
- 17,696
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,696 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-ATLANTIC |
|---|---|
| Total Assets | $448.4M |
| Members | 17,696 |
| Loans Outstanding | $313.3M |
| Shares & Deposits | $393.5M |
| Net Worth | $48.2M |
| Net Worth Ratio | 10.89% |
| Loan-to-Share Ratio | 79.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Germantown
Main Office12820 Wisteria Dr
Germantown, MD 20874-2627
Gaithersburg
555 Quince Orchard Rd
Gaithersburg, MD 20878
Silver Spring
10157 New Hampshire Ave
Silver Spring, MD 20903
Gaithersburg Inside ATM
555 Quince Orchard Rd
Gaithersburg, MD 20878-1437
Who Can Join MID-ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for MID-ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
MID-ATLANTIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MID-ATLANTIC has 17,696 members and a potential membership field of 840,000 people.
MID-ATLANTIC's reported net worth ratio is 10.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MID-ATLANTIC operates 4 branch locations and has access to 4 ATMs. The main office is located at 12820 Wisteria Dr, Germantown, MD 20874-2627.
MID-ATLANTIC was established in 1968. It is a federal credit union chartered under charter number 18716. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MID-ATLANTIC. All financial data is for informational purposes only.