MID CAROLINA
State-Chartered • Lugoff, South Carolina • Est. 1961
Quick Facts
- Charter Number
- #60735
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- Lugoff, South Carolina 29078-9436
- Address
- 841 Highway 1 S
- Branches
- 5
- ATMs
- 3
- Members
- 14,016
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,016 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID CAROLINA |
|---|---|
| Total Assets | $177.7M |
| Members | 14,016 |
| Loans Outstanding | $105.1M |
| Shares & Deposits | $157.6M |
| Net Worth | $22.8M |
| Net Worth Ratio | 12.82% |
| Loan-to-Share Ratio | 66.7% |
| Delinquency Rate | 0.63% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
Camden
1015 Mill St
Camden, SC 29020
Invista
719 Highway 1 S
Lugoff, SC 29078
Elgin
2480 Main St
Elgin, SC 29045
Lugoff
Main Office841 Highway 1 S
Lugoff, SC 29078-9436
Sandhill
100 Forum Dr Ste 4
Columbia, SC 29229-7945
Who Can Join MID CAROLINA?
Membership Type: Community
Membership eligibility for MID CAROLINA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID CAROLINA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
MID CAROLINA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MID CAROLINA has 14,016 members and a potential membership field of 430,000 people.
MID CAROLINA's reported net worth ratio is 12.82% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MID CAROLINA operates 5 branch locations and has access to 3 ATMs. The main office is located at 841 Highway 1 S, Lugoff, SC 29078-9436.
MID CAROLINA was established in 1961. It is a state-chartered credit union chartered under charter number 60735. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MID CAROLINA. All financial data is for informational purposes only.