MID-STATE
Federal • Carteret, New Jersey • Est. 1950
Quick Facts
- Charter Number
- #6739
- Type
- Federal
- Established
- 1950
- Headquarters
- Carteret, New Jersey 07008
- Address
- 217 Roosevelt Ave
- Branches
- 3
- ATMs
- 1
- Members
- 1,139
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,139 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-STATE |
|---|---|
| Total Assets | $23.8M |
| Members | 1,139 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $19.6M |
| Net Worth | $3.5M |
| Net Worth Ratio | 14.88% |
| Loan-to-Share Ratio | 29.4% |
| Delinquency Rate | 0.14% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
MidState FCU
Main Office217 Roosevelt Ave
Carteret, NJ 07008
1199 SEIU FCU
310 W 43RD St Fl 2
New York, NY 10036
Fiserv/Portico
100 Connell Dr
Berkeley Heights, NJ 07922
Who Can Join MID-STATE?
Membership Type: Other/Unknown
Membership eligibility for MID-STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
MID-STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MID-STATE has 1,139 members and a potential membership field of 1,000,000 people.
MID-STATE's reported net worth ratio is 14.88% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MID-STATE operates 3 branch locations and has access to 1 ATMs. The main office is located at 217 Roosevelt Ave, Carteret, NJ 07008.
MID-STATE was established in 1950. It is a federal credit union chartered under charter number 6739. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MID-STATE. All financial data is for informational purposes only.