MID-STATE
Federal • Carteret, New Jersey • Est. 1950
Quick Facts
- Charter Number
- #6739
- Type
- Federal
- Established
- 1950
- Headquarters
- Carteret, New Jersey 07008
- Address
- 237 Roosevelt Ave
- Branches
- 3
- ATMs
- 1
- Members
- 1,150
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,150 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-STATE |
|---|---|
| Total Assets | $23.5M |
| Members | 1,150 |
| Loans Outstanding | $6.0M |
| Shares & Deposits | $19.2M |
| Net Worth | $3.5M |
| Net Worth Ratio | 15.07% |
| Loan-to-Share Ratio | 31.4% |
| Delinquency Rate | 0.76% |
| Net Income | +$189,422 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
MidState FCU
Main Office217 Roosevelt Ave
Carteret, NJ 07008
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Who Can Join MID-STATE?
Membership Type: Other/Unknown
Membership eligibility for MID-STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. MID-STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MID-STATE has 1,150 members and a potential membership field of 1,000,000 people.
MID-STATE's net worth ratio is 15.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.1%, MID-STATE meets this threshold.
MID-STATE operates 3 branch locations and has access to 1 ATMs. The main office is located at 217 Roosevelt Ave, Carteret, NJ 07008.
MID-STATE was established in 1950. It is a federal credit union chartered under charter number 6739. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MID-STATE. All financial data is for informational purposes only.