MIDDLE TENNESSEE
Federal • Cookeville, Tennessee • Est. 1969
Quick Facts
- Charter Number
- #19700
- Type
- Federal
- Established
- 1969
- Headquarters
- Cookeville, Tennessee 38501-4310
- Address
- 1255 E Spring St
- Branches
- 3
- Members
- 5,516
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,516 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDDLE TENNESSEE |
|---|---|
| Total Assets | $70.6M |
| Members | 5,516 |
| Loans Outstanding | $36.3M |
| Shares & Deposits | $58.9M |
| Net Worth | $11.6M |
| Net Worth Ratio | 16.47% |
| Loan-to-Share Ratio | 61.6% |
| Delinquency Rate | 0.52% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Main
Main Office1255 E Spring St
Cookeville, TN 38501-4310
Cummins Branch
1200 Fleetguard Rd
Cookeville, TN 38506-6258
Oak Street Branch
112 N Oak Ave
Cookeville, TN 38501-2436
Who Can Join MIDDLE TENNESSEE?
Membership Type: Other/Unknown
Membership eligibility for MIDDLE TENNESSEE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDDLE TENNESSEE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
MIDDLE TENNESSEE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIDDLE TENNESSEE has 5,516 members and a potential membership field of 14,214 people.
MIDDLE TENNESSEE's reported net worth ratio is 16.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIDDLE TENNESSEE operates 3 branch locations. The main office is located at 1255 E Spring St, Cookeville, TN 38501-4310.
MIDDLE TENNESSEE was established in 1969. It is a federal credit union chartered under charter number 19700. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIDDLE TENNESSEE. All financial data is for informational purposes only.