MIDDLE TENNESSEE
Federal • COOKEVILLE, Tennessee • Est. 1969
Quick Facts
- Charter Number
- #19700
- Type
- Federal
- Established
- 1969
- Headquarters
- COOKEVILLE, Tennessee 38502-3238
- Address
- P.O BOX 3238
- Branches
- 3
- Members
- 5,532
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,532 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDDLE TENNESSEE |
|---|---|
| Total Assets | $68.6M |
| Members | 5,532 |
| Loans Outstanding | $36.9M |
| Shares & Deposits | $57.3M |
| Net Worth | $11.3M |
| Net Worth Ratio | 16.44% |
| Loan-to-Share Ratio | 64.4% |
| Delinquency Rate | 1.17% |
| Net Income | +$2,070,486 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main
Main Office1255 E Spring St
Cookeville, TN 38501-4310
Cummins Branch
1200 Fleetguard Rd
Cookeville, TN 38506-6258
Oak Street Branch
112 N Oak Ave
Cookeville, TN 38501-2436
Who Can Join MIDDLE TENNESSEE?
Membership Type: Other/Unknown
Membership eligibility for MIDDLE TENNESSEE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDDLE TENNESSEE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. MIDDLE TENNESSEE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDDLE TENNESSEE has 5,532 members and a potential membership field of 75,931 people.
MIDDLE TENNESSEE's net worth ratio is 16.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, MIDDLE TENNESSEE meets this threshold.
MIDDLE TENNESSEE operates 3 branch locations. The main office is located at 1255 E Spring St, Cookeville, TN 38501-4310.
MIDDLE TENNESSEE was established in 1969. It is a federal credit union chartered under charter number 19700. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDDLE TENNESSEE. All financial data is for informational purposes only.