MIDDLETOWN AREA SCHOOLS
State-Chartered • Middletown, Ohio • Est. 1937
Quick Facts
- Charter Number
- #62877
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Middletown, Ohio 45044-4140
- Address
- 1730 Central Avenue
- Branches
- 2
- Members
- 1,009
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,009 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDDLETOWN AREA SCHOOLS |
|---|---|
| Total Assets | $10.8M |
| Members | 1,009 |
| Loans Outstanding | $6.8M |
| Shares & Deposits | $9.2M |
| Net Worth | $1.6M |
| Net Worth Ratio | 15.01% |
| Loan-to-Share Ratio | 74.1% |
| Delinquency Rate | 0.49% |
| Net Income | +$174,715 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office1730 Central Ave
Middletown, OH 45044-4140
AMI, Inc
8348 Corporate Dr
Mount Pleasant, WI 53406
Who Can Join MIDDLETOWN AREA SCHOOLS?
Membership Type: Community
Membership eligibility for MIDDLETOWN AREA SCHOOLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDDLETOWN AREA SCHOOLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. MIDDLETOWN AREA SCHOOLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDDLETOWN AREA SCHOOLS has 1,009 members and a potential membership field of 2,000 people.
MIDDLETOWN AREA SCHOOLS's net worth ratio is 15.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.0%, MIDDLETOWN AREA SCHOOLS meets this threshold.
MIDDLETOWN AREA SCHOOLS operates 2 branch locations. The main office is located at 1730 Central Ave, Middletown, OH 45044-4140.
MIDDLETOWN AREA SCHOOLS was established in 1937. It is a state-chartered credit union chartered under charter number 62877. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDDLETOWN AREA SCHOOLS. All financial data is for informational purposes only.