MIDSOUTH COMMUNITY
Federal • Macon, Georgia • Est. 1936
Quick Facts
- Charter Number
- #1410
- Type
- Federal
- Established
- 1936
- Headquarters
- Macon, Georgia 31210-5675
- Address
- 4810 Mercer University Dr
- Branches
- 10
- ATMs
- 7
- Members
- 43,552
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
43,552 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDSOUTH COMMUNITY |
|---|---|
| Total Assets | $475.6M |
| Members | 43,552 |
| Loans Outstanding | $327.8M |
| Shares & Deposits | $408.4M |
| Net Worth | $67.3M |
| Net Worth Ratio | 14.14% |
| Loan-to-Share Ratio | 80.3% |
| Delinquency Rate | 1.22% |
| Net Income | +$8,970,734 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 7 ATMs
Mercer Office
Main Office4810 Mercer University Dr
Macon, GA 31210-5675
Lasseter Office
2306 Laseter Pl
Macon, GA 31204-0301
Hartley Bridge Office
3205 Hartley Bridge Rd
Macon, GA 31216
Milledgeville Office
375 Hammock Rd NW
Milledgeville, GA 31061
Watson
1869 Watson Blvd
Warner Robins, GA 31093
Who Can Join MIDSOUTH COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MIDSOUTH COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDSOUTH COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. MIDSOUTH COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDSOUTH COMMUNITY has 43,552 members and a potential membership field of 538,717 people.
MIDSOUTH COMMUNITY's net worth ratio is 14.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, MIDSOUTH COMMUNITY meets this threshold.
MIDSOUTH COMMUNITY operates 10 branch locations and has access to 7 ATMs. The main office is located at 4810 Mercer University Dr, Macon, GA 31210-5675.
MIDSOUTH COMMUNITY was established in 1936. It is a federal credit union chartered under charter number 1410. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDSOUTH COMMUNITY. All financial data is for informational purposes only.