MIDSOUTH COMMUNITY
Federal • Macon, Georgia • Est. 1936
Quick Facts
- Charter Number
- #1410
- Type
- Federal
- Established
- 1936
- Headquarters
- Macon, Georgia 31210-5675
- Address
- 4810 Mercer University Dr
- Branches
- 10
- ATMs
- 7
- Members
- 43,724
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
43,724 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDSOUTH COMMUNITY |
|---|---|
| Total Assets | $481.0M |
| Members | 43,724 |
| Loans Outstanding | $324.0M |
| Shares & Deposits | $414.4M |
| Net Worth | $68.1M |
| Net Worth Ratio | 14.15% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 0.89% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 7 ATMs
Mercer Office
Main Office4810 Mercer University Dr
Macon, GA 31210-5675
Lasseter Office
2306 Laseter Pl
Macon, GA 31204-0301
Hartley Bridge Office
3205 Hartley Bridge Rd
Macon, GA 31216
Milledgeville Office
375 Hammock Rd NW
Milledgeville, GA 31061
Watson
1869 Watson Blvd
Warner Robins, GA 31093
Who Can Join MIDSOUTH COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MIDSOUTH COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDSOUTH COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
MIDSOUTH COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIDSOUTH COMMUNITY has 43,724 members and a potential membership field of 538,717 people.
MIDSOUTH COMMUNITY's reported net worth ratio is 14.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIDSOUTH COMMUNITY operates 10 branch locations and has access to 7 ATMs. The main office is located at 4810 Mercer University Dr, Macon, GA 31210-5675.
MIDSOUTH COMMUNITY was established in 1936. It is a federal credit union chartered under charter number 1410. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIDSOUTH COMMUNITY. All financial data is for informational purposes only.