MIDWEST COMMUNITY
Federal • Defiance, Ohio • Est. 1954
Quick Facts
- Charter Number
- #9522
- Type
- Federal
- Established
- 1954
- Headquarters
- Defiance, Ohio 43512-8254
- Address
- 8770 N State Route 66
- Branches
- 4
- ATMs
- 3
- Members
- 14,189
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,189 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDWEST COMMUNITY |
|---|---|
| Total Assets | $253.5M |
| Members | 14,189 |
| Loans Outstanding | $177.5M |
| Shares & Deposits | $234.1M |
| Net Worth | $20.4M |
| Net Worth Ratio | 8.14% |
| Loan-to-Share Ratio | 75.8% |
| Delinquency Rate | 0.51% |
| Net Income | +$2,285,681 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Main Office
Main Office8770 N State Route 66
Defiance, OH 43512-8254
Napoleon Office
1429 Scott St
Napoleon, OH 43545-1073
HFS/DRC
13300 Hickman Rd
Clive, IA 50325-8616
Bryan Office
221 N Main St
Bryan, OH 43506-1319
Who Can Join MIDWEST COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MIDWEST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDWEST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. MIDWEST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDWEST COMMUNITY has 14,189 members and a potential membership field of 143,737 people.
MIDWEST COMMUNITY's net worth ratio is 8.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, MIDWEST COMMUNITY meets this threshold.
MIDWEST COMMUNITY operates 4 branch locations and has access to 3 ATMs. The main office is located at 8770 N State Route 66, Defiance, OH 43512-8254.
MIDWEST COMMUNITY was established in 1954. It is a federal credit union chartered under charter number 9522. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDWEST COMMUNITY. All financial data is for informational purposes only.