MIDWEST MEMBERS
State-Chartered • Wood River, Illinois • Est. 1935
Quick Facts
- Charter Number
- #68684
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Wood River, Illinois 62095
- Address
- 101 Wesley Drive
- Branches
- 3
- ATMs
- 3
- Members
- 17,590
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,590 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDWEST MEMBERS |
|---|---|
| Total Assets | $214.1M |
| Members | 17,590 |
| Loans Outstanding | $161.4M |
| Shares & Deposits | $185.1M |
| Net Worth | $28.9M |
| Net Worth Ratio | 13.50% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.50% |
| Net Income | +$4,555,433 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Wood River Office
Main Office101 Wesley Dr.
Wood River, IL 62095
Maryville Office
2813 N Center St
Maryville, IL 62062-5627
Granite City Office
2400 Madison Ave
Granite City, IL 62040
Who Can Join MIDWEST MEMBERS?
Membership Type: Community
Membership eligibility for MIDWEST MEMBERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDWEST MEMBERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. MIDWEST MEMBERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDWEST MEMBERS has 17,590 members and a potential membership field of 720,696 people.
MIDWEST MEMBERS's net worth ratio is 13.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, MIDWEST MEMBERS meets this threshold.
MIDWEST MEMBERS operates 3 branch locations and has access to 3 ATMs. The main office is located at 101 Wesley Dr., Wood River, IL 62095.
MIDWEST MEMBERS was established in 1935. It is a state-chartered credit union chartered under charter number 68684. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDWEST MEMBERS. All financial data is for informational purposes only.