MILLSTREAM AREA
Federal • Findlay, Ohio • Est. 0
Quick Facts
- Charter Number
- #96756
- Type
- Federal
- Established
- 0
- Headquarters
- Findlay, Ohio 45840
- Address
- 1007 Western Ave
- Branches
- 3
- ATMs
- 3
- Members
- 7,832
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,832 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MILLSTREAM AREA |
|---|---|
| Total Assets | $70.3M |
| Members | 7,832 |
| Loans Outstanding | $33.9M |
| Shares & Deposits | $61.2M |
| Net Worth | $8.7M |
| Net Worth Ratio | 12.39% |
| Loan-to-Share Ratio | 55.5% |
| Delinquency Rate | 1.00% |
| Net Income | +$268,255 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Western Ave Office
Main Office1007 Western Ave
Findlay, OH 45840
North Baltimore Office
214 N Main St
North Baltimore, OH 45872
Fostoria Ave Office
1650 Fostoria Ave
Findlay, OH 45840
Who Can Join MILLSTREAM AREA?
Membership Type: Community
Membership eligibility for MILLSTREAM AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MILLSTREAM AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
MILLSTREAM AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MILLSTREAM AREA has 7,832 members and a potential membership field of 429,590 people.
MILLSTREAM AREA's reported net worth ratio is 12.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MILLSTREAM AREA operates 3 branch locations and has access to 3 ATMs. The main office is located at 1007 Western Ave, Findlay, OH 45840.
MILLSTREAM AREA was established in 0. It is a federal credit union chartered under charter number 96756. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MILLSTREAM AREA. All financial data is for informational purposes only.