MILLSTREAM AREA
Federal • Findlay, Ohio • Est. 0
Quick Facts
- Charter Number
- #96756
- Type
- Federal
- Established
- 0
- Headquarters
- Findlay, Ohio 45840
- Address
- 1007 Western Ave
- Branches
- 3
- ATMs
- 3
- Members
- 7,786
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,786 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MILLSTREAM AREA |
|---|---|
| Total Assets | $70.6M |
| Members | 7,786 |
| Loans Outstanding | $34.8M |
| Shares & Deposits | $61.7M |
| Net Worth | $8.4M |
| Net Worth Ratio | 11.95% |
| Loan-to-Share Ratio | 56.4% |
| Delinquency Rate | 1.36% |
| Net Income | +$927,138 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Western Ave Office
Main Office1007 Western Ave
Findlay, OH 45840
North Baltimore Office
214 N Main St
North Baltimore, OH 45872
Fostoria Ave Office
1650 Fostoria Ave
Findlay, OH 45840
Who Can Join MILLSTREAM AREA?
Membership Type: Community
Membership eligibility for MILLSTREAM AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MILLSTREAM AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. MILLSTREAM AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MILLSTREAM AREA has 7,786 members and a potential membership field of 429,590 people.
MILLSTREAM AREA's net worth ratio is 11.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, MILLSTREAM AREA meets this threshold.
MILLSTREAM AREA operates 3 branch locations and has access to 3 ATMs. The main office is located at 1007 Western Ave, Findlay, OH 45840.
MILLSTREAM AREA was established in 0. It is a federal credit union chartered under charter number 96756. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MILLSTREAM AREA. All financial data is for informational purposes only.