MINERVA AREA
Federal • Minerva, Ohio • Est. 1971
Quick Facts
- Charter Number
- #20622
- Type
- Federal
- Established
- 1971
- Headquarters
- Minerva, Ohio 44657
- Address
- 3570 Union Ave Se
- Branches
- 1
- Members
- 2,417
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,417 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MINERVA AREA |
|---|---|
| Total Assets | $16.3M |
| Members | 2,417 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $13.7M |
| Net Worth | $2.6M |
| Net Worth Ratio | 15.76% |
| Loan-to-Share Ratio | 53.1% |
| Delinquency Rate | 1.28% |
| Net Income | +$338,731 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main
Main Office3570 Union Ave Se
Minerva, OH 44657
Who Can Join MINERVA AREA?
Membership Type: Other/Unknown
Membership eligibility for MINERVA AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MINERVA AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. MINERVA AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MINERVA AREA has 2,417 members and a potential membership field of 9,000 people.
MINERVA AREA's net worth ratio is 15.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.8%, MINERVA AREA meets this threshold.
MINERVA AREA operates 1 branch location. The main office is located at 3570 Union Ave Se, Minerva, OH 44657.
MINERVA AREA was established in 1971. It is a federal credit union chartered under charter number 20622. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MINERVA AREA. All financial data is for informational purposes only.