MINNCO
State-Chartered • Cambridge, Minnesota • Est. 1935
Quick Facts
- Charter Number
- #63639
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Cambridge, Minnesota 55008
- Address
- 2215 3rd Ave NE
- Branches
- 8
- ATMs
- 8
- Members
- 36,957
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,957 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MINNCO |
|---|---|
| Total Assets | $601.8M |
| Members | 36,957 |
| Loans Outstanding | $361.0M |
| Shares & Deposits | $519.6M |
| Net Worth | $57.1M |
| Net Worth Ratio | 9.49% |
| Loan-to-Share Ratio | 69.5% |
| Delinquency Rate | 0.69% |
| Net Income | +$6,030,733 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Cambridge Office
235 1st Ave W
Cambridge, MN 55008
Andover Office
2121 Station Pkwy NW
Andover, MN 55304
Isanti Office
311 Credit Union Dr
Isanti, MN 55040
North Branch Office
38877 10th Ave
North Branch, MN 55056
Minnco Center
Main Office2215 3rd Ave NE
Cambridge, MN 55008
Who Can Join MINNCO?
Membership Type: Community
Membership eligibility for MINNCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact MINNCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. MINNCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MINNCO has 36,957 members and a potential membership field of 2,930,429 people.
MINNCO's net worth ratio is 9.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, MINNCO meets this threshold.
MINNCO operates 8 branch locations and has access to 8 ATMs. The main office is located at 2215 3rd Ave NE, Cambridge, MN 55008.
MINNCO was established in 1935. It is a state-chartered credit union chartered under charter number 63639. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MINNCO. All financial data is for informational purposes only.