MINNCO
State-Chartered • Cambridge, Minnesota • Est. 1935
Quick Facts
- Charter Number
- #63639
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Cambridge, Minnesota 55008
- Address
- 2215 3rd Ave NE
- Branches
- 8
- ATMs
- 8
- Members
- 37,039
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
37,039 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MINNCO |
|---|---|
| Total Assets | $612.4M |
| Members | 37,039 |
| Loans Outstanding | $350.7M |
| Shares & Deposits | $535.0M |
| Net Worth | $58.3M |
| Net Worth Ratio | 9.51% |
| Loan-to-Share Ratio | 65.6% |
| Delinquency Rate | 0.54% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Cambridge Office
235 1st Ave W
Cambridge, MN 55008
Andover Office
2121 Station Pkwy NW
Andover, MN 55304
Isanti Office
311 Credit Union Dr
Isanti, MN 55040
North Branch Office
38877 10th Ave
North Branch, MN 55056
Minnco Center
Main Office2215 3rd Ave NE
Cambridge, MN 55008
Who Can Join MINNCO?
Membership Type: Community
Membership eligibility for MINNCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact MINNCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
MINNCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MINNCO has 37,039 members and a potential membership field of 2,974,828 people.
MINNCO's reported net worth ratio is 9.51% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MINNCO operates 8 branch locations and has access to 8 ATMs. The main office is located at 2215 3rd Ave NE, Cambridge, MN 55008.
MINNCO was established in 1935. It is a state-chartered credit union chartered under charter number 63639. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MINNCO. All financial data is for informational purposes only.