MINNESOTA VALLEY
Federal • Mankato, Minnesota • Est. 1934
Quick Facts
- Charter Number
- #19440
- Type
- Federal
- Established
- 1934
- Headquarters
- Mankato, Minnesota 56002
- Address
- PO Box 4399
- Branches
- 3
- ATMs
- 2
- Members
- 18,374
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,374 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MINNESOTA VALLEY |
|---|---|
| Total Assets | $319.6M |
| Members | 18,374 |
| Loans Outstanding | $162.7M |
| Shares & Deposits | $282.2M |
| Net Worth | $36.0M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 57.6% |
| Delinquency Rate | 0.73% |
| Net Income | +$3,238,442 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
DRL
100 Memorial View Ct
Mankato, MN 56001
LOR
Main Office1640 Adams St
Mankato, MN 56001
Georges Place
208 N Broad St
Mankato, MN 56001
Who Can Join MINNESOTA VALLEY?
Membership Type: Other/Unknown
Membership eligibility for MINNESOTA VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MINNESOTA VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. MINNESOTA VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MINNESOTA VALLEY has 18,374 members and a potential membership field of 188,373 people.
MINNESOTA VALLEY's net worth ratio is 11.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, MINNESOTA VALLEY meets this threshold.
MINNESOTA VALLEY operates 3 branch locations and has access to 2 ATMs. The main office is located at 1640 Adams St, Mankato, MN 56001.
MINNESOTA VALLEY was established in 1934. It is a federal credit union chartered under charter number 19440. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MINNESOTA VALLEY. All financial data is for informational purposes only.