MINOT AREA SCHOOLS
Federal • MINOT, North Dakota • Est. 1953
Quick Facts
- Charter Number
- #8943
- Type
- Federal
- Established
- 1953
- Headquarters
- MINOT, North Dakota 58701
- Address
- 215 2ND ST SE
- Branches
- 1
- Members
- 1,176
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,176 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MINOT AREA SCHOOLS |
|---|---|
| Total Assets | $14.4M |
| Members | 1,176 |
| Loans Outstanding | $5.6M |
| Shares & Deposits | $13.1M |
| Net Worth | $1.3M |
| Net Worth Ratio | 9.05% |
| Loan-to-Share Ratio | 42.9% |
| Delinquency Rate | 0.33% |
| Net Income | +$95,552 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Minot Area Schools Federal Credit Union
Main Office215 2nd St SE
Minot, ND 58701
Who Can Join MINOT AREA SCHOOLS?
Membership Type: Community
Membership eligibility for MINOT AREA SCHOOLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MINOT AREA SCHOOLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. MINOT AREA SCHOOLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MINOT AREA SCHOOLS has 1,176 members and a potential membership field of 3,200 people.
MINOT AREA SCHOOLS's net worth ratio is 9.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, MINOT AREA SCHOOLS meets this threshold.
MINOT AREA SCHOOLS operates 1 branch location. The main office is located at 215 2nd St SE, Minot, ND 58701.
MINOT AREA SCHOOLS was established in 1953. It is a federal credit union chartered under charter number 8943. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MINOT AREA SCHOOLS. All financial data is for informational purposes only.