MISSOURI CENTRAL
State-Chartered • Lees Summit, Missouri • Est. 1931
Quick Facts
- Charter Number
- #64036
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- Lees Summit, Missouri 64064
- Address
- P O Box 6617
- Branches
- 2
- ATMs
- 2
- Members
- 11,603
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,603 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MISSOURI CENTRAL |
|---|---|
| Total Assets | $123.2M |
| Members | 11,603 |
| Loans Outstanding | $79.9M |
| Shares & Deposits | $113.0M |
| Net Worth | $11.2M |
| Net Worth Ratio | 9.13% |
| Loan-to-Share Ratio | 70.7% |
| Delinquency Rate | 0.55% |
| Net Income | +$457,265 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office825 NE Deerbrook St
Lees Summit, MO 64086-6750
Northland Branch
5090 N Oak Trfy
Kansas City, MO 64118-4619
Who Can Join MISSOURI CENTRAL?
Membership Type: Community
Membership eligibility for MISSOURI CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MISSOURI CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. MISSOURI CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MISSOURI CENTRAL has 11,603 members and a potential membership field of 100,000 people.
MISSOURI CENTRAL's net worth ratio is 9.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, MISSOURI CENTRAL meets this threshold.
MISSOURI CENTRAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 825 NE Deerbrook St, Lees Summit, MO 64086-6750.
MISSOURI CENTRAL was established in 1931. It is a state-chartered credit union chartered under charter number 64036. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MISSOURI CENTRAL. All financial data is for informational purposes only.