MISSOURI ELECTRIC COOPERATIVES EMPL
State-Chartered • Jefferson City, Missouri • Est. 1975
Quick Facts
- Charter Number
- #67739
- Type
- State-Chartered
- Established
- 1975
- Headquarters
- Jefferson City, Missouri 65102
- Address
- P.O. Box 1586
- Branches
- 1
- Members
- 13,601
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,601 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MISSOURI ELECTRIC COOPERATIVES EMPL |
|---|---|
| Total Assets | $366.3M |
| Members | 13,601 |
| Loans Outstanding | $225.6M |
| Shares & Deposits | $315.3M |
| Net Worth | $42.2M |
| Net Worth Ratio | 11.52% |
| Loan-to-Share Ratio | 71.6% |
| Delinquency Rate | 0.08% |
| Net Income | +$4,384,530 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office2722 E McCarty St
Jefferson City, MO 65101-4428
Who Can Join MISSOURI ELECTRIC COOPERATIVES EMPL?
Membership Type: Community
Membership eligibility for MISSOURI ELECTRIC COOPERATIVES EMPL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MISSOURI ELECTRIC COOPERATIVES EMPL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. MISSOURI ELECTRIC COOPERATIVES EMPL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MISSOURI ELECTRIC COOPERATIVES EMPL has 13,601 members and a potential membership field of 15,000 people.
MISSOURI ELECTRIC COOPERATIVES EMPL's net worth ratio is 11.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, MISSOURI ELECTRIC COOPERATIVES EMPL meets this threshold.
MISSOURI ELECTRIC COOPERATIVES EMPL operates 1 branch location. The main office is located at 2722 E McCarty St, Jefferson City, MO 65101-4428.
MISSOURI ELECTRIC COOPERATIVES EMPL was established in 1975. It is a state-chartered credit union chartered under charter number 67739. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MISSOURI ELECTRIC COOPERATIVES EMPL. All financial data is for informational purposes only.