MOREHEAD COMMUNITY
Federal • Morehead, Kentucky • Est. 1978
Quick Facts
- Charter Number
- #23070
- Type
- Federal
- Established
- 1978
- Headquarters
- Morehead, Kentucky 40351-1539
- Address
- 503 W Main St
- Branches
- 1
- ATMs
- 1
- Members
- 4,442
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,442 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOREHEAD COMMUNITY |
|---|---|
| Total Assets | $64.0M |
| Members | 4,442 |
| Loans Outstanding | $28.0M |
| Shares & Deposits | $55.3M |
| Net Worth | $8.5M |
| Net Worth Ratio | 13.28% |
| Loan-to-Share Ratio | 50.7% |
| Delinquency Rate | 0.33% |
| Net Income | +$265,353 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
503 West Main
Main Office503 W Main St
Morehead, KY 40351-1539
Who Can Join MOREHEAD COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for MOREHEAD COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOREHEAD COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
MOREHEAD COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MOREHEAD COMMUNITY has 4,442 members and a potential membership field of 382,791 people.
MOREHEAD COMMUNITY's reported net worth ratio is 13.28% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MOREHEAD COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 503 W Main St, Morehead, KY 40351-1539.
MOREHEAD COMMUNITY was established in 1978. It is a federal credit union chartered under charter number 23070. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MOREHEAD COMMUNITY. All financial data is for informational purposes only.