MORRIS SHEPPARD TEXARKANA
Federal • Texarkana, Texas • Est. 1934
Quick Facts
- Charter Number
- #1
- Type
- Federal
- Established
- 1934
- Headquarters
- Texarkana, Texas 75501
- Address
- 419 W 4TH ST
- Branches
- 2
- Members
- 1,251
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,251 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MORRIS SHEPPARD TEXARKANA |
|---|---|
| Total Assets | $13.4M |
| Members | 1,251 |
| Loans Outstanding | $9.1M |
| Shares & Deposits | $11.9M |
| Net Worth | $1.5M |
| Net Worth Ratio | 11.21% |
| Loan-to-Share Ratio | 76.9% |
| Delinquency Rate | 0.51% |
| Net Income | +$33,914 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
MORRIS SHEPPARD TEXARKANA FCU
Main Office419 W 4TH ST
Texarkana, TX 75501
RED RIVER FCU
4405 SUMMERHILL RD
Texarkana, TX 75503
Who Can Join MORRIS SHEPPARD TEXARKANA?
Membership Type: Community
Membership eligibility for MORRIS SHEPPARD TEXARKANA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MORRIS SHEPPARD TEXARKANA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
MORRIS SHEPPARD TEXARKANA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MORRIS SHEPPARD TEXARKANA has 1,251 members and a potential membership field of 2,000 people.
MORRIS SHEPPARD TEXARKANA's reported net worth ratio is 11.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MORRIS SHEPPARD TEXARKANA operates 2 branch locations. The main office is located at 419 W 4TH ST, Texarkana, TX 75501.
MORRIS SHEPPARD TEXARKANA was established in 1934. It is a federal credit union chartered under charter number 1. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MORRIS SHEPPARD TEXARKANA. All financial data is for informational purposes only.