MOUNTAIN HERITAGE
Federal • Parkersburg, West Virginia • Est. 1958
Quick Facts
- Charter Number
- #12470
- Type
- Federal
- Established
- 1958
- Headquarters
- Parkersburg, West Virginia 26101
- Address
- 1822 7th St
- Branches
- 4
- ATMs
- 6
- Members
- 8,873
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,873 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN HERITAGE |
|---|---|
| Total Assets | $47.3M |
| Members | 8,873 |
| Loans Outstanding | $30.0M |
| Shares & Deposits | $40.3M |
| Net Worth | $6.8M |
| Net Worth Ratio | 14.40% |
| Loan-to-Share Ratio | 74.3% |
| Delinquency Rate | 2.32% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 6 ATMs
Mountain Heritage FCU
Main Office1822 7th St
Parkersburg, WV 26101
MHFCU Beckley Branch
110 N Heber St
Beckley, WV 25801
MHFCU Kearneysville
250 Murall Dr
Kearneysville, WV 25430
Martinsburg
321 Aikens Ctr
Martinsburg, WV 25404-6204
Who Can Join MOUNTAIN HERITAGE?
Membership Type: Community
Membership eligibility for MOUNTAIN HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
MOUNTAIN HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MOUNTAIN HERITAGE has 8,873 members and a potential membership field of 70,000 people.
MOUNTAIN HERITAGE's reported net worth ratio is 14.40% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MOUNTAIN HERITAGE operates 4 branch locations and has access to 6 ATMs. The main office is located at 1822 7th St, Parkersburg, WV 26101.
MOUNTAIN HERITAGE was established in 1958. It is a federal credit union chartered under charter number 12470. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN HERITAGE. All financial data is for informational purposes only.