MTC
Federal • Greenville, South Carolina • Est. 1976
Quick Facts
- Charter Number
- #22520
- Type
- Federal
- Established
- 1976
- Headquarters
- Greenville, South Carolina 29602-1944
- Address
- PO Box 1944
- Branches
- 9
- ATMs
- 10
- Members
- 16,053
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,053 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MTC |
|---|---|
| Total Assets | $295.0M |
| Members | 16,053 |
| Loans Outstanding | $187.7M |
| Shares & Deposits | $251.6M |
| Net Worth | $38.4M |
| Net Worth Ratio | 13.02% |
| Loan-to-Share Ratio | 74.6% |
| Delinquency Rate | 0.93% |
| Net Income | +$2,074,583 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 10 ATMs
Pelham Rd
2A The Pkwy
Greenville, SC 29615
US3
1785 New Cut Rd
Spartanburg, SC 29303
US5
2420 Two Notch Rd
Lexington, SC 29072
ARD2
2001 12th Ave NW
Ardmore, OK 73401
US2
6301 Highway 76
Sandy Springs, SC 29677
Who Can Join MTC?
Membership Type: Community
Membership eligibility for MTC may vary. Contact the credit union directly to confirm qualification requirements.
Contact MTC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
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View South Carolina RankingsFrequently Asked Questions
Yes. MTC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MTC has 16,053 members and a potential membership field of 85,133 people.
MTC's net worth ratio is 13.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, MTC meets this threshold.
MTC operates 9 branch locations and has access to 10 ATMs. The main office is located at 201 Brookfield Pkwy, Greenville, SC 29607-5744.
MTC was established in 1976. It is a federal credit union chartered under charter number 22520. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MTC. All financial data is for informational purposes only.