MTCU
State-Chartered • Midland, Texas • Est. 1955
Quick Facts
- Charter Number
- #67642
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Midland, Texas 79703
- Address
- 1505 N Midland Dr
- Branches
- 3
- ATMs
- 3
- Members
- 7,306
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,306 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MTCU |
|---|---|
| Total Assets | $136.2M |
| Members | 7,306 |
| Loans Outstanding | $86.2M |
| Shares & Deposits | $120.5M |
| Net Worth | $17.0M |
| Net Worth Ratio | 12.50% |
| Loan-to-Share Ratio | 71.5% |
| Delinquency Rate | 0.89% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
MTCU
Main Office1505 N Midland Dr
Midland, TX 79703
MTCU Midkiff Branch
4717 N Midkiff Rd
Midland, TX 79705-2565
MTCU Big Spring Street Branch
3100 N Big Spring St
Midland, TX 79705-5313
Who Can Join MTCU?
Membership Type: Community
Membership eligibility for MTCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact MTCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
MTCU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MTCU has 7,306 members and a potential membership field of 437,915 people.
MTCU's reported net worth ratio is 12.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MTCU operates 3 branch locations and has access to 3 ATMs. The main office is located at 1505 N Midland Dr, Midland, TX 79703.
MTCU was established in 1955. It is a state-chartered credit union chartered under charter number 67642. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MTCU. All financial data is for informational purposes only.