MULTI-STATES
State-Chartered • SPRINGFIELD, Missouri • Est. 1975
Quick Facts
- Charter Number
- #63306
- Type
- State-Chartered
- Established
- 1975
- Headquarters
- SPRINGFIELD, Missouri 65804-1238
- Address
- 1444 E Sunshine St
- Branches
- 4
- ATMs
- 3
- Members
- 14,918
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,918 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MULTI-STATES |
|---|---|
| Total Assets | $85.3M |
| Members | 14,918 |
| Loans Outstanding | $66.4M |
| Shares & Deposits | $73.8M |
| Net Worth | $10.8M |
| Net Worth Ratio | 12.68% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 0.45% |
| Net Income | +$1,336,495 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Main Office
Main Office1444 E Sunshine St
SPRINGFIELD, MO 65804-1238
Springfield Hospital Branch
1235 E Cherokee St
SPRINGFIELD, MO 65804-2203
Joplin MO Branch
100 Mercy Way
Joplin, MO 64804
Fort Smith AR
7301 Rogers Ave
Fort Smith, AR 72903
Who Can Join MULTI-STATES?
Membership Type: Community
Membership eligibility for MULTI-STATES may vary. Contact the credit union directly to confirm qualification requirements.
Contact MULTI-STATES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. MULTI-STATES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MULTI-STATES has 14,918 members and a potential membership field of 20,000 people.
MULTI-STATES's net worth ratio is 12.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, MULTI-STATES meets this threshold.
MULTI-STATES operates 4 branch locations and has access to 3 ATMs. The main office is located at 1444 E Sunshine St, SPRINGFIELD, MO 65804-1238.
MULTI-STATES was established in 1975. It is a state-chartered credit union chartered under charter number 63306. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MULTI-STATES. All financial data is for informational purposes only.